Effective date: 30th Jan, 2024

Welcome to the Bruqe website. Bruqe is a strategy and systems-intelligence advisory operated by Dar Al Nuhas (“Dar Al Nuhas”, “Bruqe”, “we”, “us” or “our”). These Terms of Use (“Terms”) govern your access to and use of this website, including its content, functionality, materials, and any services made available through it (collectively, the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to them, you must not use the Website. In these Terms, “you” and “your” refer to any person accessing or using the Website.

Changes to these Terms

We may update these Terms from time to time to reflect changes to the Website, our business, or applicable law. We will publish any updated Terms on this page and revise the effective date above.

Updated Terms take effect when published, unless we state otherwise. Your continued use of the Website after the effective date of an update constitutes your acceptance of the updated Terms.

Certain pages, features, content, or services on the Website may be subject to additional terms, notices, or conditions. Where expressly stated, those additional terms will supplement these Terms and will prevail to the extent of any inconsistency.

Permitted use

We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Website for your personal, informational, and legitimate business purposes, subject to these Terms.

You may view, download, and print content from the Website for those purposes, provided that you retain all copyright, trade mark, and other proprietary notices and do not alter the content.

You must not use the Website in any manner that is unlawful, fraudulent, harmful, misleading, or inconsistent with these Terms.

Intellectual property

The Website and all content made available through it (including text, research, analysis, data, graphics, designs, interfaces, photographs, videos, software, trade marks, logos, and other materials) are owned by, licensed to, or otherwise used with permission by Bruqe, or their respective licensors, and are protected by applicable intellectual-property laws.

“Bruqe”, the Bruqe name, logo, and associated brand elements are proprietary to Bruqe and/or parent entities and/or sister entities or its relevant affiliates or licensors. You may not use any of them without our prior written consent.

Except for the limited licence expressly granted in these Terms, no right, title, or interest in the Website or its content is granted or transferred to you. All rights not expressly granted are reserved.

Prohibited use

You must not, and must not permit any other person to:

• Copy, reproduce, republish, distribute, transmit, display, perform, modify, adapt, translate, create derivative works from, sell, license, or otherwise exploit any part of the Website or its content, except as expressly permitted by these Terms or with our prior written consent.
• Use the Website or its content for commercial purposes without our prior written consent.
• Remove, obscure, or alter any copyright, trade mark, or other proprietary notice.
• Use data mining, scraping, crawling, robots, bots, automated tools, artificial-intelligence tools, or similar methods to access, extract, monitor, copy, index, collect, train on, or otherwise exploit information from the Website, except where expressly permitted by us in writing.
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of any software, platform, model, methodology, or technology forming part of the Website, except to the extent that such restriction is prohibited by applicable law.
• Interfere with, disrupt, damage, or impair the operation, security, integrity, or availability of the Website, including the servers or networks through which it is made available.
• Attempt to gain unauthorised access to the Website, its systems, accounts, data, networks, or infrastructure.
• Introduce or transmit viruses, malware, ransomware, trojan horses, harmful code, or any other technologically harmful material.
• Use the Website in a way that violates any applicable law or regulation, infringes another person’s rights, or is otherwise misleading, harmful, abusive, defamatory, or inappropriate.
• Represent or imply that you are affiliated with, endorsed by, or acting on behalf of Bruqe and/or parent entities and/or sister entities without our prior written approval.
• Use, reproduce, disclose, or exploit any non-public, confidential, commercially sensitive, or proprietary information that you obtain through the Website or through communications with us, except with our prior written consent.

We may suspend, restrict, or terminate your access to the Website immediately if we reasonably believe that you have breached these Terms or that your use of the Website presents a security, legal, reputational, commercial, or operational risk to Bruqe, parent entities, sister entities, or any other person.

Information only; no professional advice

The Website is provided for general information purposes only. Its content is not intended to constitute, and should not be relied upon as, strategic, business, investment, financial, legal, tax, regulatory, accounting, technical, or other professional advice.

The Website may discuss markets, industries, technology, policy, investment, operations, strategic options, and possible future scenarios. Such content is necessarily selective, may become outdated, and may not be appropriate for your particular circumstances. You should obtain independent professional advice before taking, or refraining from taking, any action based on information available through the Website.

Nothing on the Website constitutes an offer, solicitation, recommendation, endorsement, or invitation to buy, sell, hold, or otherwise transact in any security, investment, product, or service.

Any advisory, research, consulting, platform, data, analytical, or other professional services provided by Bruqe and/or parent entities and/or sister entities will be subject to a separate written engagement agreement. No client, adviser, fiduciary, professional, or other contractual relationship is created merely through your use of the Website or by communicating with us through it.

In the event of any conflict between these Terms and a separate written engagement agreement, the engagement agreement will prevail in relation to the relevant services.

No warranty

We aim to keep the Website and its content accurate, useful, and available. However, the Website is provided on an “as is” and “as available” basis.

To the fullest extent permitted by applicable law, we make no representations or warranties, whether express, implied, or statutory, regarding the Website or its content. This includes any warranty as to accuracy, completeness, reliability, timeliness, availability, security, fitness for a particular purpose, merchantability, non-infringement, or freedom from errors, viruses, or other harmful components.

We do not guarantee that the Website will be uninterrupted, secure, error-free, or free from defects, or that any identified defect will be corrected.

Limitation of liability

To the fullest extent permitted by applicable law, Bruqe, and their respective affiliates, directors, officers, employees, agents, contractors, licensors, and service providers will not be liable for any loss or damage arising out of or in connection with:

• Your access to, use of, or inability to use the Website.
• Your reliance on any content available through the Website.
• Any interruption, delay, error, omission, defect, or unavailability affecting the Website.
• Any unauthorised access to, use of, or alteration of data or communications.
• Any action or decision taken, or not taken, by you or any third party in reliance on Website content.

This exclusion includes, without limitation, indirect, incidental, special, consequential, exemplary, or punitive losses; loss of profits, revenue, business, opportunity, goodwill, anticipated savings, data, or reputation; and business interruption.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation, or any other liability that applicable law does not permit us to exclude or limit.

Indemnity

To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless Bruqe and/or parent entities and/or sister entities, and their respective affiliates, directors, officers, employees, agents, contractors, licensors, and service providers from and against any and all claims, demands, actions, proceedings, losses, liabilities, damages, penalties, costs, and expenses (including reasonable legal and professional fees) arising out of or in connection with:

• Your breach of these Terms.
• Your unlawful, fraudulent, negligent, or wilful use of the Website.
• Your infringement or alleged infringement of any intellectual-property, privacy, confidentiality, or other right of any person.
• Any information, material, or content submitted, transmitted, or made available by you through the Website or in communications with us.
• Any claim by a third party arising from your acts or omissions in connection with the Website.

We may, at our option, assume the exclusive control and defence of any matter subject to indemnification by you. In that event, you will cooperate fully with our defence and may not settle any matter without our prior written consent.

This clause does not require you to indemnify any person to the extent that a claim, loss, liability, cost, or expense is caused by our fraud, wilful misconduct, or any liability that cannot lawfully be excluded or transferred to you.

Third-party websites

The Website may contain links to third-party websites, platforms, or resources. These links are provided for convenience only.

We do not control, endorse, or assume responsibility for any third-party website or for its content, availability, products, services, security, or privacy practices. Your use of a third-party website is at your own risk and subject to that third party’s terms and policies.

Privacy

Our collection and use of personal information are governed by our Privacy Policy. Please read the Privacy Policy carefully before using the Website or providing us with personal information.

Feedback and communications

If you provide us with comments, questions, suggestions, ideas, or other feedback relating to the Website or our services (“Feedback”), you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, transferable, and sublicensable right to use, reproduce, adapt, modify, publish, distribute, and otherwise use that Feedback for any lawful purpose.

Please do not submit confidential, proprietary, commercially sensitive, or personal information through the Website unless we have expressly requested it or agreed otherwise in writing. Any prospective client relationship or engagement will arise only when confirmed in a separate written agreement signed by authorised representatives of the relevant parties.

International use

The Website may be accessed from locations outside the jurisdiction in which Bruqe operates. We make no representation that the Website or its content is appropriate, available, or lawful for use in every location.

If you access the Website from another jurisdiction, you are responsible for complying with the laws applicable to your use of the Website.

Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them, their subject matter, or their formation (including non-contractual disputes or claims) will be governed by the laws of the jurisdiction specified by Bruqe from time to time in a written notice, applicable engagement agreement, or other legally effective communication.

To the fullest extent permitted by applicable law, the courts of the relevant jurisdiction specified by Bruqe will have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.

Nothing in this section prevents Bruqe from seeking interim, protective, injunctive, or equitable relief in any court of competent jurisdiction, including to protect its confidential information, intellectual property, systems, data, personnel, reputation, or other legitimate interests.

General

If any provision of these Terms is held to be invalid, unlawful, or unenforceable, that provision will be deemed modified to the minimum extent necessary to make it valid, lawful, and enforceable. If such modification is not possible, the relevant provision will be deemed deleted. The validity and enforceability of the remaining provisions will not be affected.

Our failure or delay in exercising any right or remedy under these Terms will not operate as a waiver of that right or remedy.

You may not assign, transfer, delegate, or otherwise deal with any of your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or subcontract our rights or obligations under these Terms to the extent permitted by applicable law.

These Terms constitute the entire agreement between you and us regarding your use of the Website, except for any separate written agreement that expressly governs particular services or transactions.

Contact

For legal or compliance enquiries relating to these Terms, contact: legal@bruqe.com

For general enquiries, contact: info@bruqe.com

Please use “Terms of Use” as the subject line for enquiries relating to these Terms.